I got some not-so-good news today ... turns out the police accident report hasn't been closed as they need my statement - which is fine, no big deal, BUT the current ruling is that it WAS my fault instead of no fault/both fault.
They're saying I'm at fault because the fast lane has the right-of-way (even if they are speeding) and I should have yielded. As a result, I will have to pay for repairs to the car which is at least a broken mirror, maybe a dented door and more. I'm going to meet an insurance agent at the police station on Thursday or Friday to submit my report/hear results (which I could probably appeal in court, but that sounds even less fun!)
If it is ruled my fault, in addition to paying for the car repairs, I'll probably be fined by the police for something like 'reckless driving.' My medical insurance is also waiting for an official translation of the official report - if it says it's my fault, there's a chance that they won't cover the medical expenses or as many of the expenses as they would have if it was no fault.
I've had to put out money I don't quite have to cover my hospital stay, follow-up appointments, motorcycle repairs, and computer repairs. We're talking close to $3,500 USD at this point. Yes, insurance should reimburse/cover some of that at some point, but it could still take a while for all that to process. I also recently purchased airline tickets to spend Christmas and New Years stateside that I still need $500 to fully cover.
I tend to not worry about my financial situation since God seems to encourage the right people at the right time to donate to my ministry here in Thailand through World Outreach Ministries ... but finding out that I will most likely have to also pay for the damages to the car that hit me on top of everything else does have me concerned.
Two things then ....
1. Pray for my meeting with the police and insurance agent later this week. Pray that they will grant mercy and favor to my case.
2. Prayerfully consider donating money through my World Outreach account to help me cover expenses (information on how to do that can be found on the "join in" page) and/or pray that the money needed will be provided for (either through the insurance company or other donors)
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